:root{--orange:#1e3a5f;--orange-dark:#163250;--orange-light:#2d5a8e;--orange-pale:#f0f3f7;--orange-dim:#1e3a5f14;--orange-border:#1e3a5f2e;--bg:#fff;--bg-off:#faf9f7;--bg-warm:#fef6ee;--text1:#1a1a1a;--text2:#444;--text3:#777;--text4:#aaa;--border:#e5e5e5;--border-light:#f0f0f0;--red:#dc2626;--green:#16a34a;--radius:12px;--radius-lg:16px;--shadow-sm:0 1px 3px #0000000f;--shadow:0 4px 16px #00000014;--shadow-lg:0 8px 32px #0000001a}*,:before,:after{box-sizing:border-box;margin:0;padding:0}.apply-main{background:var(--bg);color:var(--text1);-webkit-font-smoothing:antialiased;min-height:100vh}.apply-header{z-index:100;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-bottom:1px solid var(--border-light);background:#fffffff2;position:fixed;top:0;left:0;right:0}.apply-header-inner{justify-content:space-between;align-items:center;height:60px;padding:0 40px;display:flex}.apply-logo img{width:auto;height:28px;display:block}.apply-back{color:var(--text3);font-size:13px;text-decoration:none;transition:color .2s}.apply-back:hover{color:#1e3a5f}.apply-hero{text-align:center;background:linear-gradient(180deg,var(--bg)0%,var(--bg-off)100%);padding:110px 20px 48px;position:relative;overflow:hidden}.apply-hero:before{content:"";pointer-events:none;background:radial-gradient(circle,#1e3a5f0f 0%,#0000 70%);width:600px;height:600px;position:absolute;top:-40%;left:50%;transform:translate(-50%)}.apply-hero-inner{z-index:1;position:relative}.apply-hero-badge{color:#1e3a5f;background:#e8edf3;border:1px solid #c5d1e0;border-radius:20px;margin-bottom:16px;padding:6px 16px;font-size:13px;font-weight:600;display:inline-block}.apply-hero-title{color:var(--text1);letter-spacing:.02em;margin-bottom:12px;font-size:28px;font-weight:800}.apply-hero-sub{color:var(--text3);font-size:15px;line-height:1.7}.wiz-section{background:var(--bg-off);justify-content:center;align-items:flex-start;min-height:50vh;padding:32px 20px 64px;display:flex}.wiz-container{width:100%;max-width:560px}.wiz-progress{background:var(--border-light);border-radius:2px;height:4px;margin-bottom:8px;overflow:hidden}.wiz-progress-bar{background:linear-gradient(90deg,#1e3a5f,#2d5a8e);border-radius:2px;height:100%;transition:width .4s}.wiz-progress-text{color:var(--text4);text-align:right;margin-bottom:24px;font-size:12px}.wiz-card{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:36px 28px;transition:opacity .25s,transform .25s}.wiz-card-out{opacity:0;transform:translateY(-8px)}.wiz-question{color:var(--text1);margin-bottom:8px;font-size:18px;font-weight:700;line-height:1.6}.wiz-help{color:var(--text3);background:var(--orange-pale);border-left:3px solid #2d5a8e;border-radius:0 8px 8px 0;margin-bottom:20px;padding:10px 14px;font-size:13px;line-height:1.6}.wiz-options{flex-direction:column;gap:10px;margin-top:20px;display:flex}.wiz-option{background:var(--bg);border:1px solid var(--border);color:var(--text1);border-radius:var(--radius);cursor:pointer;text-align:left;padding:16px 20px;font-size:15px;font-weight:500;transition:all .2s}.wiz-option:hover{background:var(--orange-pale);border-color:#2d5a8e;transform:translate(4px)}.wiz-option.selected{background:var(--orange-pale);color:#163250;border-color:#1e3a5f}.wiz-back{color:var(--text4);cursor:pointer;background:0 0;border:none;margin-top:20px;font-size:13px;transition:color .2s;display:inline-block}.wiz-back:hover{color:#1e3a5f}.wiz-warning{color:var(--red);background:#dc26260f;border:1px solid #dc262633;border-radius:8px;margin-top:12px;padding:14px 16px;font-size:13px;line-height:1.7}.result-overseas-notice{color:var(--red);background:#dc26260f;border:1px solid #dc262633;border-radius:8px;margin-bottom:16px;padding:14px 16px;font-size:13px;line-height:1.7}.result-section{background:var(--bg-off);padding:32px 20px 64px}.result-container{max-width:640px;margin:0 auto}.result-title{text-align:center;color:var(--text1);margin-bottom:24px;font-size:24px;font-weight:800}.result-card{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow);overflow:hidden}.result-items{padding:24px 24px 0}.result-item{border-bottom:1px solid var(--border-light);justify-content:space-between;align-items:flex-start;padding:14px 0;display:flex}.result-item:last-child{border-bottom:none}.ri-left{flex:1;min-width:0}.ri-label{color:var(--text1);font-size:14px;font-weight:500;display:block}.ri-detail{color:var(--text4);margin-top:2px;font-size:12px;display:block}.ri-price{color:#1e3a5f;white-space:nowrap;margin-left:16px;font-size:16px;font-weight:700}.ri-price small{font-size:12px;font-weight:400}.result-total{background:var(--orange-pale);border-top:1px solid #c5d1e0;justify-content:space-between;align-items:center;padding:20px 24px;display:flex}.rt-label{color:var(--text1);font-size:16px;font-weight:700}.rt-price{color:#1e3a5f;font-size:28px;font-weight:800}.rt-price small{font-size:14px;font-weight:400}.adjust-section{margin-top:32px}.adjust-title{color:var(--text1);margin-bottom:8px;font-size:18px;font-weight:700}.adjust-desc{color:var(--text3);margin-bottom:16px;font-size:13px}.adjust-cards{flex-direction:column;gap:12px;display:flex}.adjust-card{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-sm);padding:20px}.ac-header{margin-bottom:14px}.ac-label{color:var(--text1);font-size:15px;font-weight:600}.ac-counter{flex-wrap:wrap;align-items:center;gap:12px;margin-bottom:8px;display:flex}.ac-counter-label{color:var(--text3);min-width:50px;font-size:13px}.ac-counter-ctrl{background:var(--bg-off);border:1px solid var(--border);border-radius:8px;align-items:center;gap:0;display:flex;overflow:hidden}.ac-btn{color:#1e3a5f;cursor:pointer;background:0 0;border:none;width:40px;height:40px;font-size:18px;font-weight:700;transition:background .15s}.ac-btn:hover:not(:disabled){background:#e8edf3}.ac-btn:disabled{color:var(--text4);cursor:not-allowed}.ac-val{text-align:center;min-width:56px;color:var(--text1);border-left:1px solid var(--border-light);border-right:1px solid var(--border-light);padding:0 4px;font-size:18px;font-weight:700}.ac-val 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input:checked+.ac-toggle-switch:after{transform:translate(18px)}.ac-toggle-text{color:var(--text2)}.ac-toggle-price{color:#1e3a5f;white-space:nowrap;font-size:13px;font-weight:600}.result-notice{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-sm);margin-top:32px;padding:20px 24px}.rn-title{color:var(--text1);margin-bottom:12px;font-size:15px;font-weight:700}.rn-list{color:var(--text3);padding-left:20px;font-size:13px;line-height:1.7}.rn-list li{margin-bottom:8px}.rn-list li:last-child{margin-bottom:0}.rn-list strong{color:var(--text1)}.apply-form-section{background:var(--bg);border-radius:var(--radius-lg);box-shadow:var(--shadow);border:1px solid #c5d1e0;margin-top:40px;padding:32px 28px}.apply-form-title{text-align:center;color:var(--text1);margin-bottom:8px;font-size:20px;font-weight:700}.apply-form-desc{color:var(--text3);text-align:center;margin-bottom:24px;font-size:13px;line-height:1.7}.apply-form-done{text-align:center;padding:24px 0}.afd-icon{background:var(--green);width:56px;height:56px;color:var(--bg);border-radius:50%;justify-content:center;align-items:center;margin:0 auto 16px;font-size:28px;font-weight:700;display:flex}.apply-form-done h4{color:var(--text1);margin-bottom:8px;font-size:18px;font-weight:700}.apply-form-done p{color:var(--text3);font-size:13px;line-height:1.7}.apply-form-fields{flex-direction:column;gap:16px;display:flex}.aff-row{flex-direction:column;gap:6px;display:flex}.aff-label{color:var(--text1);align-items:center;gap:8px;font-size:14px;font-weight:600;display:flex}.aff-req{background:var(--red);color:var(--bg);border-radius:3px;padding:1px 6px;font-size:11px;font-weight:500}.aff-opt{background:var(--border-light);color:var(--text3);border-radius:3px;padding:1px 6px;font-size:11px;font-weight:500}.aff-input,.aff-textarea{background:var(--bg);border:1px solid var(--border);color:var(--text1);border-radius:8px;width:100%;padding:12px 14px;font-size:15px;transition:border-color .2s}.aff-input:focus,.aff-textarea:focus{border-color:#1e3a5f;outline:none;box-shadow:0 0 0 3px #e8edf3}.aff-input::placeholder,.aff-textarea::placeholder{color:var(--text4)}.aff-textarea{resize:vertical;min-height:80px}.aff-privacy{color:var(--text3);font-size:13px}.aff-privacy label{cursor:pointer;align-items:center;gap:8px;display:flex}.aff-privacy a{color:#1e3a5f;text-decoration:underline}.aff-error{color:var(--red);font-size:13px}.apply-submit-btn{border-radius:var(--radius);color:#fff;cursor:pointer;background:linear-gradient(135deg,#1e3a5f,#163250);border:none;width:100%;padding:16px;font-size:16px;font-weight:700;transition:opacity .2s,transform .15s}.apply-submit-btn:hover{opacity:.9;transform:translateY(-1px)}.apply-submit-btn:disabled{opacity:.5;cursor:not-allowed;transform:none}.apply-next-btn{border-radius:var(--radius);color:#fff;text-align:center;cursor:pointer;background:linear-gradient(135deg,#1e3a5f,#163250);border:none;width:100%;margin-top:32px;padding:18px;font-size:16px;font-weight:700;text-decoration:none;transition:opacity .2s,transform .15s;display:block}.apply-next-btn:hover{opacity:.9;transform:translateY(-1px)}.restart-btn{border:1px solid var(--border);color:var(--text4);cursor:pointer;background:0 0;border-radius:8px;margin:32px auto 0;padding:12px 24px;font-size:14px;transition:all .2s;display:block}.restart-btn:hover{color:#1e3a5f;border-color:#c5d1e0}.apply-footer{background:var(--bg-off);border-top:1px solid var(--border-light);text-align:center;padding:32px 20px}.apply-footer-inner img{width:auto;height:24px;margin:0 auto 12px;display:block}.apply-footer p{color:var(--text4);font-size:12px;line-height:1.8}.apply-footer a{color:var(--text4);text-decoration:none}.apply-footer a:hover{color:#1e3a5f}.result-withholding{border-top:1px solid var(--border-light);background:var(--orange-pale);margin-top:0;padding:16px 24px}.rw-row{justify-content:space-between;align-items:baseline;padding:4px 0;display:flex}.rw-row.rw-charge{border-top:2px solid #1e3a5f;margin-top:8px;padding-top:8px}.rw-label{color:var(--text3);font-size:14px}.rw-charge .rw-label{color:var(--text1);font-weight:700}.rw-value{color:var(--red);font-size:16px;font-weight:700}.rw-value small{font-size:12px;font-weight:400}.rw-charge .rw-value{color:var(--text1);font-size:20px}.rw-note{color:var(--text3);margin:10px 0 0;font-size:12px;line-height:1.6}.rw-link{color:#1e3a5f;margin-left:4px;text-decoration:underline}.apply-wh-note{color:var(--text3);text-align:center;margin:8px auto 0;font-size:12px}@media (max-width:600px){.apply-hero{padding:100px 16px 36px}.apply-hero-title{font-size:22px}.apply-hero-sub{font-size:14px}.wiz-section{padding:24px 16px 48px}.wiz-card{padding:24px 20px}.wiz-question{font-size:16px}.wiz-option{padding:14px 16px;font-size:14px}.result-section{padding:24px 16px 48px}.result-items{padding:16px 16px 0}.result-total{padding:16px}.rt-price{font-size:24px}.apply-form-section{padding:24px 20px}.apply-submit-btn{font-size:15px}.ac-counter{flex-direction:column;align-items:flex-start}}.apply-hero-badge-closed{color:#fff!important;background:#dc2626!important}.apply-submit-btn-disabled{cursor:not-allowed;opacity:.8;color:#fff!important;background:#9ca3af!important}.apply-header-inner{justify-content:space-between!important;align-items:center!important;width:100%!important;display:flex!important}@media (max-width:640px){.apply-header-inner img{max-width:180px;height:auto}}@media (max-width:420px){.apply-header-inner img{max-width:150px;height:auto}}@media (max-width:640px){.apply-header-inner{padding-left:16px!important;padding-right:16px!important}.apply-header-inner img{max-width:200px!important}}@media (max-width:420px){.apply-header-inner{padding-left:12px!important;padding-right:12px!important}.apply-header-inner img{max-width:170px!important}}.wiz-card-out .wiz-option,.wiz-card-out .wiz-option.selected{box-shadow:none!important;background:#fff!important;border-color:#e5e7eb!important}@media (max-width:640px){.apply-header-inner{padding-left:16px!important;padding-right:16px!important}.apply-header-inner img{max-width:200px!important}}@media (max-width:420px){.apply-header-inner{padding-left:12px!important;padding-right:12px!important}.apply-header-inner img{max-width:170px!important}}.wiz-option:focus{outline:none}.wiz-option:focus:not(:focus-visible){box-shadow:none;border-color:#e5e7eb}.wiz-option:focus-visible{border-color:#1e3a5f;box-shadow:0 0 0 2px #1e3a5f33}.wiz-card-out .wiz-option,.wiz-card-out .wiz-option.selected{box-shadow:none!important;background:#fff!important;border-color:#e5e7eb!important}.wh-section{background:#fafbfc;border-top:1px dashed #ddd;margin-top:0;padding:20px 24px 16px}.wh-row{color:#555;justify-content:space-between;align-items:center;padding:6px 0;font-size:14px;display:flex}.wh-row-minus{color:#b91c1c}.wh-row-charge{border-top:2px solid #1e3a5f;margin-top:8px;padding-top:12px}.wh-label{align-items:center;gap:4px;display:flex}.wh-label-charge{color:#1e3a5f;font-size:16px;font-weight:700}.wh-value{white-space:nowrap;font-size:14px;font-weight:600}.wh-minus{color:#b91c1c;font-weight:700}.wh-value-charge{color:#1e3a5f;font-size:22px;font-weight:800}.wh-value-charge small{margin-left:2px;font-size:13px;font-weight:600}.wh-rate{color:#888;margin-left:4px;font-size:11px;font-weight:400}.wh-note{color:#888;margin-top:12px;font-size:12px;line-height:1.7}